    /* ── Custom tokens ────────────────────────────────────── */
    :root {
      --navy:   #0f2040;
      --navy2:  #1a3560;
      --gold:   #c9993a;
      --gold2:  #e8b84b;
      --red:    #b22234;
      --cream:  #f5f0e8;
    }

    body { font-family: 'Georgia', serif; background: var(--cream); margin: 0; }

    /* ── Nav ──────────────────────────────────────────────── */
    .vw-nav {
      background: var(--navy);
      padding: 0.6rem 1.5rem;
      display: flex;
      align-items: center;
      justify-content: space-between;
      box-shadow: 0 2px 8px rgba(0,0,0,0.4);
      position: sticky;
      top: 0;
      z-index: 100;
    }
    .vw-nav .brand {
      display: flex;
      align-items: center;
      gap: 0.75rem;
      text-decoration: none;
      color: white;
    }
    .vw-nav .brand-text {
      font-size: 1.7rem;
      font-weight: 700;
      letter-spacing: 0.5px;
      color: var(--gold2);
    }
    .vw-nav .brand-text em { color: white; font-style: italic; }
    .vw-nav-links { display: flex; gap: 1.5rem; }
    .vw-nav-links a {
      color: #cbd5e1;
      text-decoration: none;
      font-family: sans-serif;
      font-size: 0.9rem;
      letter-spacing: 0.5px;
      transition: color 0.2s;
    }
    .vw-nav-links a:hover { color: var(--gold2); }

    /* ── Hero ─────────────────────────────────────────────── */
    .hero {
      background: linear-gradient(135deg, var(--navy) 0%, var(--navy2) 55%, #1e4b8f 100%);
      position: relative;
      overflow: hidden;
      padding: 0.5rem 1.5rem 4rem;
      text-align: center;
      color: white;
    }
    /* decorative stars */
    .hero::before {
      content: '★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★';
      position: absolute;
      top: 0; left: 0; right: 0;
      font-size: 0.65rem;
      letter-spacing: 6px;
      color: rgba(255,255,255,0.07);
      white-space: nowrap;
      overflow: hidden;
      padding: 0.4rem 1rem;
      font-family: sans-serif;
    }
    /* red stripe accents */
    .hero::after {
      content: '';
      position: absolute;
      bottom: 0; left: 0; right: 0;
      height: 5px;
      background: linear-gradient(90deg, var(--red) 0%, var(--gold) 50%, var(--red) 100%);
    }
    .hero-owl {
      border-radius: 50%;
      border: 3px solid var(--gold2);
      box-shadow: 0 0 0 6px rgba(201,153,58,0.2), 0 8px 32px rgba(0,0,0,0.5);
      margin-bottom: 1.5rem;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 3.5rem);
      font-weight: 900;
      letter-spacing: 1px;
      margin: 0 0 0.5rem;
    }
    .hero h1 span { color: var(--gold2); }
    .hero .tagline {
      font-family: sans-serif;
      font-size: 1.1rem;
      color: #a8c4e0;
      margin-bottom: 2.5rem;
      max-width: 520px;
      margin-left: auto;
      margin-right: auto;
    }

    /* ── Search box ───────────────────────────────────────── */
    .search-panel {
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.15);
      backdrop-filter: blur(8px);
      border-radius: 1.25rem;
      padding: 2rem 2rem 1.75rem;
      max-width: 680px;
      margin: 0 auto;
      display: flex;
      flex-direction: column;
      gap: 1rem;
    }
    .search-divider {
      display: flex;
      align-items: center;
      gap: 0.75rem;
      color: #94a3b8;
      font-family: sans-serif;
      font-size: 0.85rem;
    }
    .search-divider::before,
    .search-divider::after {
      content: '';
      flex: 1;
      height: 1px;
      background: rgba(255,255,255,0.15);
    }
    .search-row { display: flex; gap: 0.6rem; }
    #searchForm {
      display: flex;
      align-items: center;
      gap: 0.6rem;
      width: 100%;
    }
    #zipCode {
      flex: 1 1 320px;
      min-width: 320px;
      padding: 0.8rem 1rem;
      border-radius: 0.625rem;
      border: none;
      font-size: 1rem;
      outline: none;
      background: white;
      color: #0f2040;
    }
    .search-row input,
    .search-row select {
      flex: 1;
      padding: 0.8rem 1rem;
      border-radius: 0.625rem;
      border: none;
      font-size: 1rem;
      outline: none;
      background: white;
      color: #0f2040;
    }
    .search-row select { cursor: pointer; }
    .btn-search {
      padding: 0.8rem 1.5rem;
      background: var(--gold);
      color: var(--navy);
      border: none;
      border-radius: 0.625rem;
      font-weight: 700;
      font-size: 1rem;
      cursor: pointer;
      white-space: nowrap;
      transition: background 0.2s;
      font-family: sans-serif;
    }
    .btn-search:hover { background: var(--gold2); }

    /* ── Stats bar ────────────────────────────────────────── */
    .stats-bar {
      background: var(--red);
      color: white;
      display: flex;
      justify-content: center;
      gap: 0;
      flex-wrap: wrap;
      font-family: sans-serif;
    }
    .stat-item {
      padding: 0.9rem 2.5rem;
      text-align: center;
      border-right: 1px solid rgba(255,255,255,0.2);
    }
    .stat-item:last-child { border-right: none; }
    .stat-num { font-size: 1.8rem; font-weight: 800; line-height: 1; }
    .stat-label { font-size: 0.7rem; text-transform: uppercase; letter-spacing: 1.5px; opacity: 0.85; margin-top: 2px; }

    /* ── Section headings ─────────────────────────────────── */
    .section-title {
      text-align: center;
      font-size: 1.9rem;
      font-weight: 800;
      color: var(--navy);
      margin-bottom: 0.4rem;
    }
    .section-sub {
      text-align: center;
      color: #64748b;
      font-family: sans-serif;
      font-size: 0.95rem;
      margin-bottom: 2.5rem;
    }
    .gold-rule {
      display: block;
      width: 60px;
      height: 3px;
      background: var(--gold);
      margin: 0.6rem auto 1rem;
      border-radius: 2px;
    }

    /* ── Feature cards ────────────────────────────────────── */
    .features { padding: 4rem 1.5rem; background: var(--cream); }
    .features-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 1.5rem;
      max-width: 1100px;
      margin: 0 auto;
    }
    .feat-card {
      background: white;
      border-radius: 1rem;
      padding: 2rem 1.5rem;
      box-shadow: 0 2px 12px rgba(15,32,64,0.08);
      border-top: 4px solid var(--navy);
      transition: transform 0.2s, box-shadow 0.2s;
    }
    .feat-card:hover { transform: translateY(-4px); box-shadow: 0 8px 24px rgba(15,32,64,0.13); }
    .feat-card.gold-top { border-top-color: var(--gold); }
    .feat-card.red-top  { border-top-color: var(--red); }
    .feat-icon {
      font-size: 2.4rem;
      margin-bottom: 1rem;
      display: block;
    }
    .feat-card h3 {
      font-size: 1.15rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 0.5rem;
    }
    .feat-card p {
      font-family: sans-serif;
      font-size: 0.9rem;
      color: #64748b;
      line-height: 1.6;
      margin: 0;
    }

    /* ── How it works ─────────────────────────────────────── */
    .how { padding: 4rem 1.5rem; background: white; }
    .steps-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 2rem;
      max-width: 900px;
      margin: 0 auto;
    }
    .step { text-align: center; }
    .step-num {
      width: 56px; height: 56px;
      border-radius: 50%;
      background: var(--navy);
      color: var(--gold2);
      font-size: 1.5rem;
      font-weight: 800;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1rem;
      box-shadow: 0 4px 12px rgba(15,32,64,0.2);
    }
    .step h4 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 0.35rem; }
    .step p { font-family: sans-serif; font-size: 0.85rem; color: #64748b; line-height: 1.55; margin: 0; }
    /* connector lines between steps */
    .step-connector { display: flex; align-items: center; justify-content: center; padding-top: 1.5rem; }
    .step-connector::before {
      content: '→';
      font-size: 1.5rem;
      color: var(--gold);
    }

    /* ── State explorer teaser ────────────────────────────── */
    .explorer { padding: 4rem 1.5rem; background: var(--navy); color: white; }
    .explorer .section-title { color: white; }
    .states-grid {
      display: flex;
      flex-wrap: wrap;
      gap: 0.5rem;
      max-width: 900px;
      margin: 0 auto;
      justify-content: center;
    }
    .state-pill {
      background: rgba(255,255,255,0.08);
      border: 1px solid rgba(255,255,255,0.18);
      color: #cbd5e1;
      padding: 0.35rem 0.75rem;
      border-radius: 999px;
      font-family: sans-serif;
      font-size: 0.8rem;
      font-weight: 600;
      transition: background 0.15s, color 0.15s;
    }
    .state-pill:hover { background: var(--gold); color: var(--navy); cursor: pointer; border-color: var(--gold); }

    /* ── Footer ───────────────────────────────────────────── */
    .vw-footer {
      background: #050e1c;
      color: #94a3b8;
      padding: 2rem 1.5rem;
      font-family: sans-serif;
      font-size: 0.85rem;
    }
    .footer-inner {
      max-width: 900px;
      margin: 0 auto;
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 1rem;
    }
    .footer-brand { color: var(--gold2); font-size: 1.2rem; font-weight: 700; font-family: Georgia, serif; }
    .footer-social { display: flex; gap: 1rem; }
    .footer-social img { height: 26px; width: auto; opacity: 0.7; transition: opacity 0.2s; }
    .footer-social a:hover img { opacity: 1; }
    .footer-copy { color: #475569; font-size: 0.8rem; }

    /* ── Responsive ───────────────────────────────────────── */
    @media (max-width: 640px) {
      .vw-nav-links { display: none; }
      .search-row { flex-direction: column; }
      #searchForm { flex-direction: column; align-items: stretch; }
      #zipCode { min-width: 0; width: 100%; }
      .stat-item { padding: 0.75rem 1.25rem; }
      .step-connector { display: none; }
    }
  